Will stablecoins become the primary driver of global crypto adoption by the end of 2026?

Stablecoins are quickly becoming the core of real-world crypto usage, powering most global transaction volume—from remittances and payments to DeFi activity and on-chain salaries. Dollar-pegged tokens still dominate, but more countries are rolling out local-currency stablecoins to improve domestic payments and strengthen monetary sovereignty. At the same time, tokenization of real-world assets is accelerating, with markets like Singapore and Hong Kong moving from pilots to regulated tokenized bonds and funds. On-chain RWA value (excluding stablecoins) has already grown over 63% this year. Together, these trends show a structural shift—stablecoins and tokenized assets are becoming central to global financial infrastructure, especially in early-adopting regions like the U.S., Canada, Lithuania, Poland, and the Philippines.